ABOUT SMA RESERVES
We tell boards what the numbers actually mean
Most boards receive a reserve study, look at the percent funded number, and negotiate the recommended contribution down to whatever feels politically tolerable. We understand why. But the building systems do not adjust themselves to match the board's comfort level. Our job is to give boards the clearer picture they need to make better decisions, early enough that they still have real choices.
OUR DIFFERENTIATOR
We go beyond the traditional single metric of percent funded by providing the proprietary SMA ReserveScore™ alongside every study.
This score gives a clear, at-a-glance view of overall reserve strength, direction, and risk. It evaluates current funding position, future stability, special assessment risk, expense timing, and contribution adequacy. The complete picture helps boards quickly see where the association stands and what decisions should be considered now.
The SMA ReserveScore™
COMPREHENSIVE AND COMPLIANT SERVICE
The right study for your community
We match the work to your community's specific needs, with a process built on thorough on-site assessment and full alignment with CAI Reserve Study Standards, and California requirements, including the Davis-Stirling Act.
LEVEL 1
Full Study with Site Inspection
Built from the ground up. A complete component inventory and physical inspection, ideal for first studies or communities needing a fresh foundation.
LEVEL 2
Update with Site Inspection
A thorough update paired with an on-site visit to verify component conditions and keep your reserve plan accurate and current.
LEVEL 3
Financial Update
A financial refresh of your existing study, keeping contributions and projections aligned between full inspection cycles.
Built for Fiduciary Confidence
Our focus on clarity and accuracy helps your board fulfill its fiduciary responsibilities, reduce the risk of special assessments, and protect property values by signaling stability to insurers and lenders. The result is a reserve study your board can actually use, to move from reactive to proactive decision-making.